With all the confusion and question regarding health care coverage, we wanted to take this opportunity to break down how out-of-network (cash) treatments might get you more health care for your buck.

In-Network Therapy a.k.a Using Insurance

Due to declining reimbursement from insurance companies nationwide:

• Therapists are forced to see more patients causing them to provide less quality time to each patient 
• Usually seeing 2 - 3 patients (sometimes more) at one time
• This can make it difficult for providers to show value
• The average copay of $50 affords you about 15 minutes of undivided attention from your therapist
• That means your paying about $3.33 per minute

Out-of-Network Therapy aka Paying Cash

By seeing therapists individually:

• Therapists can dedicate the quality time to each patient instead of needing to see more quantity
• One on One time with a therapist
• More progressive tools and techniques
• Optimal treatment experience
• Typical rate is about $150 for 1 hour of undivided attention from your therapist
• That means your paying about $2.50 per minute

While we can't say this breakdown applies to everyone, think hard before assuming that utilizing your insurance will get you the best therapy. 

What would you pay for your health?